Baccarat

The purpose of this game is to predict which of the two hands (the player or the banker) will get the closest to 9 points. The following bets can be placed in Punto Banco (or Baccarat): tie, dealer wins, player wins.

Points

The cards are counted as follows:

• jacks, queens, kings and tens: 0 points

• an ace: 1 point

• cards 2 through 9 have their respective values

It's impossible to get more than 9 points. If the total value of cards of a player (or banker) would equal 10 or more, 10 is deducted from the total sum of points.

Example:

  0 + 8 = 8 points

  3 + 0 + 9 = 12 - 10 = 2 points

Natural

Because the purpose of the game is to get as close as possible to 9 points, a score of 8 or 9 on the first two cards is extremely beneficial. A hand like that is therefore called a 'natural', and when one of both hands is a natural, both hands are required to fold.

The game

Baccarat is played with a single deck of cards, consisting of 52 cards. Both the player and the banker receive two cards, which are shown to everyone. If one of both hands is a natural (equals a score of 8 or 9) that hand automatically wins. If both hands are natural, the highest score wins. If the score is the same (they both have 8 or 9) it's a tie (egalité). If the player and the banker both do not have a natural, it's the player's turn. The player folds when the score is 6 or 7. If the score is less than 6, the player draws a new card.

So, to summarize, this scheme shows the way it goes:


Rules for the Player

After this, it's the banker's turn.

Rules for the Banker when Player folds at 6 or 7
 

Winning hand:

• The hand that gets closest to 9, wins.

• Winning bets on the player, are paid 1 on 1.

• Winning bets on the banker are also paid 1 on 1. However, for these winnings you pay 5% commission to the bank.

• If both hands get the same number of points, the 'tie' bet (or egalité bet) wins. This bet pays out 8 to 1.

Play Baccarat for fun or real money at: 

21 Nova

Roxy Palace Casino

Triple Gold Casino